Canadians leave hundreds of dollars on the table every year by not optimizing their cashback rewards. Here's how to change that.
Top Cashback Apps
Rakuten - Best for Online Shopping
Rakuten (formerly Ebates) offers cashback at 750+ stores including Amazon, Walmart, and Hudson's Bay.
Sign-up Bonus: $30 when you spend $30
KOHO - Best for Everyday Spending
KOHO gives you up to 5% cashback on purchases with no monthly fees.
Sign-up Bonus: $20 bonus
Neo Financial - Best for Partner Stores
Neo offers instant cashback at partner retailers, plus high-interest savings.
Sign-up Bonus: $25 when you make 5 purchases
Stacking Strategy
1. Use Rakuten to start your online shopping 2. Pay with a cashback credit card 3. Use KOHO or Neo for in-store purchases 4. Track everything in a spreadsheet
Common Mistakes to Avoid
- Not activating cashback before shopping
Start implementing these strategies today and watch your savings grow!
